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Representative Example for Hire Purchase (HP): Payable by 60 payments of £375.32. Payments are based on a duration of agreement of 60 months, a Cash Price of £18,495.00, with a deposit of £1,849.50 leaving an amount of credit of £16,645.50. The agreement is calculated using a fixed rate of interest of 6.50% per year resulting in Representative 13.40% APR and a total amount payable of £24,368.70 The representative example includes an estimated option to purchase fee of £10.00. We act as a credit broker, not a lender.